Discuss with your advisor the issues that are making you uncomfortable. A botched trade. Loss in value. A strange trade. The misinterpretation of instructions. A confusing monthly statement.

Maybe those auction rate securities didn't work out as represented.  "How did I end up on margin?"

And you just don't understand exactly what "making it up to you" means.

You can avoid having to exercise your right, per the Supreme Court, to start an arbitration against your broker.  Making this important call, and following the hints in the pages ahead, will save you money.

Make this call even if the unexpected activity is profitable.  Especially if it's profitable.  Do it now.